Goldstone Financial Group has seen that IRAs and 401(k)s have now become the most popular retirement savings vehicles used by working Americans, and they want to ensure that their clients have selected the right IRA or 401(k) plan for themselves and their family. As experienced investment advisors, the team at Goldstone will help their clients to analyze the investment portfolio of their IRA or 401(k) and see whether it can be better diversified across a range of asset classes.
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According to a recent report on Time Magazine, 48.7% of surveyed 401(k) holders were worried about poor investment returns in 2023, and Goldstone Financial Group has similarly observed that the performance of these accounts has been sluggish in recent years.
The investment experts interviewed by Time Magazine also indicated that–although in times of poor market performance the discrepancies are made more obvious–in all market conditions, the returns on a 401(k) or IRA are completely dictated by how the money is invested. That’s why the investment and financial advisors at Goldstone will begin by analyzing their clients’ existing investment structure and will diversify it to maximize upside potential while minimizing risk.
Rolling over funds from a 401(k) to a Traditional IRA to a Roth IRA may also be advantageous for some clients, helping to reduce their tax burden both as they contribute money, and later when they begin withdrawing it.
With Goldstone Financial Group’s new IRA and 401(k) services, they will also show clients how they can further diversify their investment portfolio and use independent retirement savings vehicles like annuities and assets like real estate to bolster their retirement funds.
The purpose of all of Goldstone’s advisory services is to help their clients guarantee lifelong income. They work alongside both individuals and families and can assist clients at all stages of their career, including recent retirees.
A spokesperson for the leading financial advisors said, “In order to enjoy your retirement to the fullest, it’s important to have a solid investment plan in place. This can help ensure that you have enough money to support yourself and your loved ones throughout your golden years. Our fiduciary advisors at Goldstone Financial Group will help you explore the ins and outs of investment planning for retirement, including retirement plans, investment strategies, asset management, and more.”
Interested readers can find out more at https://goldstonefinancialgroup.com/contact-us/
Goldstone Financial Group
18W140 Butterfield Road